Effective Date: May 28, 2025

This Product Policy outlines the terms that apply to all digital product purchases made through this official website. By purchasing any digital product from our site, you agree to the terms set forth below.

Nature of Products

All items sold on this website are digital products. These include, but are not limited to:

Digital planners and journals

E-books and learning resources

Printable templates

Digital illustrations and clipart

Other downloadable creative assets

No physical products will be shipped.

Licensing and Usage

Unless otherwise stated, all products are licensed for personal use only. This means:

You may not resell, redistribute, or share any digital file.

You may not claim the digital files as your own work.

MRR use is only allowed if your product specifically states it comes with MRR (License + Product).

License Categories

Personal Use

This product is for personal use only. You may print and use it for your own projects, activities, and non-commercial purposes.

Reselling, sharing, uploading, redistributing, or modifying the files for any commercial benefit is not allowed.

The designs and digital files may not be claimed as your own or used in any business, paid service, or product for sale.

Master Resell Rights + Product License (MRR)

For digital products sold with Master Resell Rights (MRR) (labeled as MRR License + Product), the prices listed reflect an average of 20% off the standard base retail value for the digital version. For physical versions, you may set your own price depending on production quality, materials, and packaging.

Pricing Guidelines:

You may offer up to 10% off the displayed website price (e.g., during sales or promos). You are not allowed to price higher than 20% of the listed website price for digital resale.

As an MRR Holder, you are allowed to:

Resell the digital files under the licensed terms, Sell printed versions of the product,

Offer License + Product Bundles to your own buyers

Please ensure that your usage aligns with our official Terms of Use, and Products and Privacy Policies.

For inquiries about extended or commercial licenses, please contact us at

[email protected].

Delivery of Digital Products

Upon successful payment, you will receive an email with access or a link to download the digital product. Please ensure that your email address is entered correctly at checkout. If you do not receive your download link within 24 hours, kindly contact our support team.

Refunds and Exchanges

Due to the nature of digital products, all sales are final. We do not offer refunds or exchanges once a product has been purchased and delivered.

If you experience any issues with your download (e.g., file corruption or incorrect item), please notify us within 7 days of purchase so we can provide assistance.

Product Availability and Updates

We reserve the right to modify, update, or remove any product at any time. If a product you purchased do not receive an update, we will make reasonable efforts to notify you and provide access to the updated version, provided it remains part of your original purchase.

Intellectual Property

All products, designs, and digital content sold on this website are the intellectual property of The Bibong Pinay Company and O-BTR Learning Hub^®. Unauthorized use, reproduction, or distribution is strictly prohibited and may lead to legal action.

Customer Support

We are committed to providing excellent service and support. For any questions, concerns, or technical issues related to your purchase, please contact us at

[email protected]

.

Support inquiries are responded to during business hours, Monday to Friday.

Policy Changes

We reserve the right to update this Product Policy at any time. Any changes will be reflected on this page with a revised “Effective Date.” Customers are encouraged to review this policy periodically.